The New Year's Two Week Resolution
You join the local health club with high hopes that this is going to be the year you get in the best shape of your life. You sign for a year to get the special rate, and the automatic bank draft begins. You faithfully go each week for the first couple of weeks or maybe even the first couple of months. Eventually your attendance becomes sporadic. You miss a couple of weeks and then you miss a couple of months. Eventually you return with the intention of really buckling down. For most that never happens.
Finally you admit defeat so you try to cancel, and that becomes a hassle and expensive because there is a processing fee. You realize that there are just a few months left, and you rationalize that it is not worth the hassle of trying to terminate the contract. You ride it out cringing when you look at your monthly credit card bill and see the card charged for the service you did not use.
